Product Reviews Facts and Notes

The Wired Plastic Visa card is a prepaid credit card. You deposit money onto your card and then use your card to make purchases or withdraw cash at ATM’s.

Your card is accepted online and over the phone. In addition it is accepted everywhere you see the visa logo displayed.

You can sign up for free account alerts via text messaging and e-mail. This card can be used to book hotel reservations or rent a car.

The most unique benefit about this card is they offer a rewards program. You earn 1 point for every dollar spent.

You can redeem these points at participating retailers, this includes; Cingular, T-Mobile, Verizon and more. Your points can be redeemed for; ring tones, music downloads, and toward your account balance.

It is issued by Bankfirst and offers free direct deposit. You will be expected to pay a $3.95 monthly fee, which is very low compared to other cards that charge $9.95 - $19.95 a month.

Your card can also be used to write physical checks. These checks can be written to pay your bills such as; cable, utilities, and rent. This will eliminate paying for costly money orders. Your card can be loaded with money through a bank transfer, pay pal, and at over 100,000 retail locations.

They offer guaranteed approval for this card regardless of your credit history. This card also gives you a 30 day money back guarantee. If you are not satisfied for any reason you can receive a full refund.

It works just like a checking account or check card, except you will never pay a late payment fee, over the limit fee, or interest fee again. If you are in chexsystems then this card can save you money on check cashing fees by using direct deposit. Also using bill pay you can save money by no longer buying money orders.

To qualify you must be a US resident. You must identify yourself in compliance with the Patriot Act and be at least 18 years of age.

In sum we do suggest the Wired Plastic prepaid visa. It is a great alternative to carrying cash.